THE BENEFITS OF BELONGING TO THE MOTOR INDUSTRY STAFF ASSOCIATION

SUPPORT WHEN YOU NEED IT MOST

With MISA, you have a dynamic trade union at your side. Whether it’s a career glitch, a new baby, illness, or an unfair labour practice, with the Motor Industry Staff Association (MISA) you are covered. MISA is also one of the fastest growing and most active trade unions of its kind, which holds many benefits for new and existing members alike.

 

Subscription R20.50 per week

 

EXPERT ADVICE, SUPPORT AND EXCLUSIVE BENEFITS

 

Unfair Labour Practices / Dismissals / Retrenchments / SAF

 

We provide professional advice and representation at Conciliation, Arbitration, Labour Court and Labour Appeal Court, where required, at no additional cost to members. We also assist members with disputes on Collective Agreement contraventions by their employers, disciplinary hearings and grievance processes. 100% of all amounts obtained through settlement negotiations and/or awards are paid to the respective member(s). As a MISA member, help is a phone call away. Kindly contact our Legal Department on (011) 476 3920 for telephonic and other legal assistance. Conditions may apply in some instances. MISA members at RMI establishments qualify for exclusive sick leave benefits under the SAF agreement.

 

FINANCIAL SUPPORT WHEN IT COUNTS

 

MISA Benefit Fund: R31 000

All active MISA members automatically belong to this Fund, which pays out an amount of R31 000 on the death of the principal member. Do note that a 26-week waiting period (consecutive contributions) is applicable, and in the case of suicide, 104 weeks’ of contributions must have been received. This provision does not preclude the payment of funeral benefits under these circumstances. Payments are made directly to the nominated beneficiary upon the death of a member and the benefits do not become assets in the deceased person’s estate.

 

MISA Funeral Fund: Up to R9 000

All active MISA members automatically belong to this Fund, which covers principal members and the member’s immediate family such as a spouse, children and adopted children up to the age of 18 years and children over the age of 18 years who are registered as fulltime students or who are physically and/or mentally handicapped. A qualifying period of one week’s contributions by a registered member applies.

 

Benefits:

The member and the member’s spouse, children over the age of 18 who are full-time students or handicapped qualify for a R 9 000 benefit, while the benefit for children under 14 is R6 000.

 

Discount on Funerals

MISA negotiates discount on funerals conducted by AVBOB and also guarantees payment to AVBOB up to the value of the MISA Funeral Fund Benefit.

 

Funeral cover Top-up

MISA members can also purchase a Top-up policy on their MISA Funeral Benefit from AVBOB.

The Top-up will be on a contribution sliding scale according to the member’s specific needs. This voluntary Top-up benefit does not in any way affect the R9 000 Funeral Benefit currently in place with AVBOB and the beneficiary will not forfeit this benefit regardless of the cost of the funeral or who paid for the funeral.

 

Maternity Benefit

This Fund provides a maternity benefit to the value of R 2 500 and is subject to a total of 26 weeks’ consecutive contributions. Application must be made within 17 weeks from date of birth.

 

Retrenchment Benefit

This Fund provides a retrenchment benefit to the value of R 2 500 and is subject to a total of 26 weeks’ consecutive contributions. Application must be made within 13 weeks from date of retrenchment.

 

Ill-health/disability Benefit

The Fund provides an ill-health/disability benefit to the value of R2 500 and is subject to a total of 26 weeks’ consecutive contributions. Application must be made within 13 weeks from date of approval by the Retirement Fund.

 

Contingency Reserve

This Fund is administered by MIBCO and provides financial support to members in the event of the liquidation of their employers’ businesses.

 

FORWARD-THINKING FINANCE

Retirement Option – Exclusive offer for MISA members

Making adequate provision for retirement should be a priority for all members. Nedbank Private Wealth, a high-end private bank which is part of the Nedbank Group, has developed an exclusive product for MISA members. The normal minimum investment amount is R750 000, but MISA members can invest in this fund from R250 000. While this product is aimed at MISA members who are 55 and older, those members who are not yet 55, but who are prepared to invest the minimum amount, will also qualify. For more information, contact Deon Goosen (on 012 436 7134) or Leon Oosthuysen (on 012 436 7101) at Nedbank Private Wealth.

 

EDUCATED MEMBERS

MISA has three new initiatives to encourage and assist members with their personal and professional development and to live healthy, balanced lives.

The MISA Study Assistance Programme*

gives 70 MISA members the opportunity to further their tertiary studies through a recognised and/ or duly registered institution between January and December 2017, by means of a benefit of R10 000 study assistance, subject to the specified criteria.

The Educated MISA Members Programme*:

MISA is encouraging its members to study and will pay 200 eligible MISA members who obtain a Matric or a Matric equivalent qualification between 1 January to 31 December 2017 a benefit of R2 500 per qualifying member, subject to specified criteria.

The MISA Bursary Fund annually offers 50 bursaries of R10 000 each to help fund the tertiary studies of children of MISA members, subject to specified criteria.

 

* Please note: Claims can only be submitted after 1 January 2018, for a period of 13 weeks on a firstcome-first-serve basis.

 

HEALTHY MEMBERS

Healthy MISA Members*

Subject to specified criteria, MISA shall pay an amount of R2 500 per member per annum to 200 eligible MISA members who were off sick from work for a period of two days or less during the period 1 January to 31 December 2017, and who attended at least one medical examination or participated in at least one wellness campaign during 2017.

 

Healthy MISA Women*

Subject to specified criteria, MISA shall pay an amount of R2 500 (per female member) per annum to 200 eligible female members who attended to their health by doing a mammogram and pap smear during the period 1 January to 31 December 2017.

 

* Please note: Claims can only be submitted after 1 January 2018, for a period of 13 weeks on a first-comefirst-serve basis.

 

CONTRACTS

Drafting of Wills

MISA provides members with an important additional benefit, namely the drawing up of a Last Will and Testament and/or Living Will at no additional cost. If MISA is appointed as Executor of the Estate, the following reduced fees are applicable:

  • 3% on the value of your estate.
  • 5% on any income generated by your estate.

 

Service Contract and UIF Registration for Domestic Workers

MISA can prepare a service contract for your domestic workers at no cost. In addition to this, and pursuant to the requirement that all domestic workers must be registered for UIF, MISA will also undertake the registration of a member’s domestic worker for UIF once the contract has been finalised.

 

COLLECTIVE BARGAINING

Collective Bargaining and Representation at MIBCO

Members enjoy the focused approach of a well-versed collective bargaining team representing the members’ interests in the negotiating process dealing with wages and conditions of employment. MISA is a party to MIBCO and represents its members on all forums within the structures, both on a regional and national level.

 

COMMUNICATION

Free newsletters

As a MISA member, you will also receive the MISA eDATA, a free monthly electronic newsletter, as well as a bi-annual printed MISA DATA to keep you informed of all the latest developments in the world of work. In addition, like us on Facebook, and follow us on Twitter and you will be kept up-to-date on important developments.

 

 

DIE VOORDELE VAN MISA-LIDMAATSKAP

ONDERSTEUNING WANNEER U DIT DIE MEESTE NODIG HET

 

Lidmaatskapfooi van slegs R20.50 per week

 

PROFESSIONELE ADVIES, ONDERSTEUNING EN EKSKLUSIEWE VOORDELE

Onbillike Arbeidspraktyke / Afdankings / Personeelbesnoeiing / Siekte, Ongeluksen Kraamfonds (SAF)

MISA voorsien professionele advies en verteenwoordiging aan lede by die Konsiliasie, Arbitrasie, Arbeidshof en Arbeidsappélhof, wanneer nodig, teen geen bykomende koste. MISA verleen ook hulp aan lede met dispute rakende oortredings van die Kollektiewe Ooreenkoms deur hulle werkgewers, dissiplinêre verhore en griewe prosedure. Alle gelde verkry d.m.v. skikkingsooreenkomste en/of  toekennings word ten volle aan die betrokke lid/lede betaal. Vir MISA lede is hulp altyd net ’n oproep ver. Skakel gerus ons regsdepartment by tel. (011) 476 3920 vir telefoniese en ander regsadvies. Voorwaardes mag in sekere gevalle geld. MISA-lede werksaam by RMI-geaffilieerde instansies, kwalifiseer vir eksklusiewe siekverlofvoordele.

 

GELDELIKE STEUN WANNEER U DIT BENODIG

 

MISA-Bystandfonds: R31 000

Alle aktiewe lede van MISA behoort outomaties aan hierdie Fonds, wat ’n bedrag van R31 000 uitbetaal by die afsterwe van die hooflid. Let asb. daarop dat ‘n wagtydperk van 26 weke (opeenvolgende bydraes) van toepassing is en in die geval van selfdood, tree die voordeel slegs in werking indien 104 weke se lidmaatskapgelde reeds betaal is. Hierdie bepaling sluit nie die betaling van die begrafnisvoordeel uit nie. Betalings word direk aan die genomineerde begunstigde gemaak by die afsterwe van ’n lid en die voordele vorm nie deel van die afgestorwene se boedel nie.

 

MISA-Begrafnisfonds: Tot R9 000

Alle aktiewe lede van MISA behoort outomaties aan hierdie Fonds. Die Fonds dek ook die lid se gesinslede, bv. gade, kinders, aangenome kinders tot die ouderdom van 18 jaar, en kinders bó die ouderdom van 18 jaar wat as voltydse studente geregistreer is of liggaamlik en/of geestelik gestrem is. ’n Kwalifiserende tydperk van een week se bydrae is op hierdie Fonds van toepassing.

 

Voordele: Die voordeel van R9 000 is van toepassing op die lid en lid se gade, kinders bó die ouderdom van 18 jaar wat voltyds studeer of gestrem is, terwyl die voordeel vir kinders onder 14 jaar R6 000 is.

 

Korting op Begrafnisse

MISA onderhandel korting op begrafnisse met AVBOB. MISA waarborg ook betaling aan AVBOB tot die bedrag van die MISA-Begrafnisfondsvoordeel.

 

Begrafnisaanvulling

MISA-lede kan nou ook ’n Aanvullingspolis by hul MISA-Begrafnisvoordeel van AVBOB koop. Die Aanvullingsbedrag word volgens ’n glyskaal na gelang van die lid se behoeftes uitgewerk. Dit is egter belangrik om kennis te neem dat die vrywillige Aanvullingsvoordeel geensins die Begrafnisvoordeel, ter waarde van R9 000 wat tans in plek is met AVBOB, beïnvloed nie. Die begunstigde sal nie hierdie voordeel verbeur nie, ongeag hoeveel die begrafnis gekos het of wie daarvoor betaal het nie.

 

Kraamvoordeel

Die fonds verskaf ’n kraamvoordeel ter waarde van R 2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 17 weke van die geboorte geskied.

 

Personeelbesnoeiingsvoordeel

Die fonds verskaf ’n personeelbesnoeiingsvoordeel ter waarde van R2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 13 weke van personeelbesnoeiing geskied.

 

Mediese Ongeskiktheidsvoordeel

Die Fonds verskaf ’n mediese ongeskiktheidsvoordeel ter waarde van R 2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 13 weke vanaf die datum van goedkeuring deur die Aftredingsfonds geskied.

 

Gebeurlikheidsfonds

Hierdie Fonds word deur MIBCO geadministreer en verskaf finansiële ondersteuning aan lede met betrekking tot likwidasie van hul werkgewers se ondernemings.

 

TOEKOMSGERIGTE FINANSIËLE BEPLANNING

Voorsiening vir Aftrede – Eksklusiewe aanbod van Nedbank Private Wealth

Om voorsiening te maak vir aftrede behoort vir elke lid ’n prioriteit te wees. Daarom het Nedbank Private Wealth, ’n eksklusiewe privaatbank wat deel is van die Nedbankgroep, ’n doelgemaakte produk vir MISA-lede ontwikkel wat naby aftrede is. Die normale minimumbelegging is R750 000, maar MISA-lede kan vanaf so min as R250 000 in hierdie fonds belê. Hoewel hierdie produk gemik is op MISA-lede 55 jaar en ouer, kwalifiseer lede wat nog nie 55 is nie, maar wat die minimum bedrag wil belê, ook. Vir nader inligting, skakel asb vir Deon Goosen by 012 436-7134 of Leon Oosthuysen by 012 436-7101 by Nedbank Private Wealth.

 

MISA-PERSOONLIKE ONTWIKKELINGSPROGRAM

MISA bied drie nuwe programme om lede te ondersteun met hul beroeps- en persoonlike ontwikkeling en om lede aan te moedig om gesond en gebalanseerd te leef.

 

  • Die MISA-Studiehulpprogram* bied ‘n studievoordeel ter waarde van R10 000, onderhewig aan sekere kriteria, aan 70 MISA-lede wat tussen Januarie en Desember 2017 hul naskoolse opleiding voortsit by ’n erkende en geregistreerde opleidingsinstansie.

 

  • Die MISA-Leerprogram*: Om MISA-lede aan te moedig om verder te leer, kry 200 MISAlede wat tussen 1 Januarie en 31 Desember 2017 suksesvol hul Matriek-sertifikaat of ekwivalent behaal die geleentheid om aansoek te doen vir ’n R2 500-voordeel per kwalifiserende lid, onderhewig aan sekere kriteria.

 

* Let asb. daarop dat eise vir hierdie voordele eers vanaf 1 Januarie 2018 tot ‘n tydperk van 13 weke daarna ingedien kan word. Voorkeur sal gegee word aan aansoeke wat eerste ontvang is.

 

  • Misa-Beurse
  • MISA voorsien jaarliks 50 beurse ter waarde van R10 000 elk aan kinders van aktiewe MISA-lede. Let asb. daarop dat hierdie voordeel onderhewig is aan vyf jaar se ononderbroke bydraes wanneer die aansoek goedgekeur word. Wiskunde en/of Wetenskap moet deel van die student se kursus wees. Nader besonderhede kan by die MISA Hoofkantoor verkry word by tel. (011) 476 3920.

 

GESONDE MISA-LEDE

Gesonde MISA-lede*

Onderhewig aan sekere kritieria, sal MISA ’n bedrag van R2 500 per jaar betaal aan 200 kwalifiserende lede wat gedurende die tydperk 1 Januarie tot 31 Desember 2017 slegs twee dae of minder met siekverlof was, en wat minstens een mediese ondersoek ondergaan het en aan minstens een welstandprogram in 2017 deelgeneem het.

 

Gesonde MISA-vroue*

Onderhewig aan sekere kritieria, sal MISA ’n bedrag van R2 500 (per vroulike lid) per jaar betaal aan 200 kwalifiserende vroulike MISA-lede wat gedurende die tydperk 1 Januarie tot 31 Desember 2017 ’n mammogram en papsmeer laat doen het.

* Let asb. daarop dat eise vir hierdie voordele eers vanaf 1 Januarie 2018 vir ‘n tydperk van 13 weke ingedien kan word. Voorkeur sal gegee word aan aansoeke wat eerste ontvang is.

 

KONTRAKTE

Opstel van Testamente

MISA voorsien lede van ’n belangrike bykomende voordeel, naamlik die opstel van Testamente en/of Lewende Testamente teen geen bykomende koste nie. Indien MISA aangestel word as Eksekuteur van die Boedel, is die volgende vermindere fooie van toepassing:

  • 3% van die waarde van u boedel.
  • 5% van enige ingevorderde inkomste uit u boedel.

 

Dienskontrak en WVF-Registrasie vir Huishulpe

MISA kan gratis dienskontrakte vir lede se huishulpe voorberei. Daarbenewens, en ooreenkomstig die vereiste dat alle huishulpe vir WVF geregistreer moet wees, sal MISA ook die WVF-registrasie gratis behartig nadat die kontrak gefinaliseer is.

 

KOLLEKTIEWE BEDINGING EN VERTEENWOORDIGING BY MIBCO

Lede geniet die voordeel van ’n professionele en ervare onderhandelingspan wat lede se belange verteenwoordig tydens onderhandelinge met betrekking tot lone en diensvoorwaardes. MISA is party tot MIBCO en verteenwoordig ons lede se belange op alle forums binne die strukture, op nasionale én streeksvlak.

 

KOMMUNIKASIE

Gratis nuusbriewe

MISA-lede ontvang elke maand die MISA eDATA, ’n gratis eposnuusbrief, asook twee keer per jaar die MISA DATA, ’n tydskrif vir lede. Daarbenewens, indien u op ons Faceboek-blad en Twitter ingeteken is, sal u deurga