Our Benefits

 

With MISA, you have a dynamic trade union on your side. Whether it’s a career glitch, a new baby, illness or an unfair labour practice, with MISA you are covered.

These benefits are included in your monthly contribution.

Subject to specified criteria relevant to each benefit.

 
 
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Monetary benefits to Silver and Gold members, inclusive of your paid membership contribution as of 1 January 2022:

Subject to specified criteria relevant to each benefit.

MISA Benefit and Funeral Fund

If you make use of AVBOB (a preferred provider), claims will be guaranteed subject to specified conditions.

*For R5 per week more, members electing the Gold option will qualify for increased death and funeral benefits.

  2022 Silver 2022 Gold*
Benefit Fund    
The member R50 000 R60 000
Funeral Fund    
The member R10 000 R12 000
The member’s spouse/partner R10 000 R12 000
Children from 14 to 18 years of age, plus students and handicapped children over the age of 18 years R10 000 R12 000
Children under 14 years of age R7 000 R8000

Additional Sick, Accident and Funeral Benefit to MISA Members at RMI establishments

  • R20 000 death benefit to main member
  • R10 000 funeral benefit to main member
  • R10 000 funeral benefit to spouse
  • R10 000 funeral benefit to children over the age of 18 years who are registered full time students
  • R10 000 funeral benefit to children between 14 and 18 years
  • R 7 000 funeral benefit to children under 14 years of age
 


R3 000
Maternity Benefit.


R3 000
Retrenchment Benefit.


R3 000
Ill-health/disability Benefit.


R2 500
MISA Healthy Member Benefit to 300 eligible MISA Members per annum. 2022 Applications closed

 


R2 500
MISA Healthy Women Benefit to 300 eligible MISA Members per annum. 2022 Applications closed

R10 000
MISA Bursaries to 80 eligible MISA Members’ children per annum towards tertiary education of R10 000 each.


R10 000
Study Assistance to 80 eligible MISA Members per annum to further their tertiary studies up to R10 000.


R1 000
MISA School Support Benefit to 1 000 eligible MISA Members whom have enrolled a child in grades 10, 11 or 12. 2022 Applications closed

New! Loyalty Benefit

R500

Reward to 2 000 members per year for 104 continuous weeks’ membership as at 31 December 2022. Application to be made from 1 January to 31 March 2023.


Contingency Reserve Fund
MIBCO provides financial support to members in the event of the liquidation of their employers’ business from this Fund.

NOT APPLICABLE TO AFFILIATE MEMBERS

 


MISA Bronze Option
The Bronze Benefit Option provides only:

  • Legal Advice
  • Limited death and funeral benefits

Please contact our offices should you be interested in the Bronze Option.

Waiting Periods Silver to Gold Bronze to Silver Bronze to Gold
Death Benefit 8 weeks 13 weeks 17 weeks
All other financial benefits No waiting period 13 weeks 17 weeks
Funeral Benefit No waiting period No waiting period No waiting period
Legal Services No waiting period No waiting period No waiting period